We have the account to fit your needs.
When it comes to personal banking, American Savings Bank offers a number of checking accounts to meet your individual needs. Choose the account that is the best fit for you.
You can also order checks online.
| ||Regular ||Budget ||Business ||Liberty NOW ||NOW |
|Good value for whom? ||Good value for customers with higher transaction volume and higher balances. |
|Good value for customers with fewer monthly transactions and lower balances. |
|Good value for businesses. |
|Interest-bearing account. Good value for customers with more transactions and lower balances. |
|Interest-bearing account. Good value for customers with fewer transactions and higher balances. |
|Minimum Balance to Open ||$100 ||$100 ||$100 ||$100 |
|Interest- Bearing |
|NO ||NO ||NO ||Yes, see details ||Yes, see details |
|Minimum Balance ||see "Service Charges" |
|None ||None ||see "Service Charges"
|Service Charges ||Minimum Balance: $500+ no charge; $400-$499.99 $3+tax; $300-$399.99 $4+tax; $200-$299.99 $5+tax; $0-$199.99 $6+tax: per month |
|See "Check Writing/ Withdrawals" |
|Monthly maintenance fee of $9.00 plus tax. |
|Monthly maintenance fee of $7.00 plus tax. ||$800 and over, no service charge; $0-$799.99, $8.00 monthly fee plus tax. |
|Check Writing/ Withdrawals (SSI) ||30 cents plus tax per debit charge in excess of 40 per month, with a minimum balance less than $500 |
|50 cents plus tax per debit charge in excess of 40 per month; customers will use duplicate checks, checks and deposit slips will not be returned |
|Unlimited ||30 cents plus tax per debit charge over 40 checks ||30 cents plus tax per debit in excess of 25 checks per month when minimum balance is less than $800 |
|Seniors ||No service charge for customers 65 years and older. Must notify bank of their 65th birthday. |
|Online Banking ||Available on all accounts. Includes archived e-statements up to 18 months, online account transfers and online loan payments.
|Early Closure ||Early Closure fee (within 90 days) of $10
|Transfer Fees ||Pre-authorized manual transfers will be charged $1.00 plus tax per transfer. Pre-authorized automatic transfers will be charged $.50 plus tax per transfer. Telephone transfers will be charged $1.00 plus tax per transfer.
|Shazam Debit Cards ||Available for $1.00 plus tax per month. Includes Falcon R.A.D.A.R. Fraud Monitoring.
Complete account terms & conditions available upon request and at time of opening.