The Spirit of American Banking
~Since 1899

Checking

We have the account to fit your needs.

When it comes to personal banking, American Savings Bank offers a number of checking accounts to meet your individual needs. Choose the account that is the best fit for you.

You can also order checks online. 

Regular Budget Business Liberty NOW NOW
Good value for whom? Good value for customers with higher transaction volume and higher balances.
Good value for customers with fewer monthly transactions and lower balances.
Good value for businesses.
Interest-bearing account. Good value for customers with more transactions and lower balances.
Interest-bearing account. Good value for customers with fewer transactions and higher balances.
Minimum Balance to Open $100 $100 $100 $100
$800
Interest- Bearing
NO NO NO Yes, see details Yes, see details
Minimum Balance see "Service Charges"
None
None None see "Service Charges"
Service Charges Minimum Balance: $500+ no charge; $400-$499.99 $3+tax; $300-$399.99 $4+tax; $200-$299.99 $5+tax; $0-$199.99 $6+tax: per month
See "Check Writing/ Withdrawals"
Monthly maintenance fee of $9.00 plus tax.
Monthly maintenance fee of $7.00 plus tax. $800 and over, no service charge; $0-$799.99, $8.00 monthly fee plus tax.
Check Writing/ Withdrawals (SSI) 30 cents plus tax per debit charge in excess of 40 per month, with a minimum balance less than $500
50 cents plus tax per debit charge in excess of 40 per month; customers will use duplicate checks, checks and deposit slips will not be returned
Unlimited 30 cents plus tax per debit charge over 40 checks 30 cents plus tax per debit in excess of 25 checks per month when minimum balance is less than $800
Seniors No service charge for customers 65 years and older. Must notify bank of their 65th birthday.



Online Banking Available on all accounts. Includes archived e-statements up to 18 months, online account transfers and online loan payments.
Early Closure Early Closure fee (within 90 days) of $10
Transfer Fees Pre-authorized manual transfers will be charged $1.00 plus tax per transfer. Pre-authorized automatic transfers will be charged $.50 plus tax per transfer. Telephone transfers will be charged $1.00 plus tax per transfer.
Shazam Debit Cards Available for $1.00 plus tax per month. Includes Falcon R.A.D.A.R. Fraud Monitoring.

Complete account terms & conditions available upon request and at time of opening.